Guaranteed Credit Center

We cater to those with bad or fair credit. Even if you have no credit at all you can establish or re-establish your credit rating with one of these featured credit cards.

 

 Quick Links

Orchard Bank Gold Mastercard

Millennium Card

USA Gold

All American Gold

Buy Right Prepaid Mastercard

Wired Plastic Prepaid Visa

UltraVX Visa

 

 Orchard Bank Gold Mastercard

Take your credit to the next level, with an Orchard Bank Gold MasterCard®. With our reputation for outstanding customer service and a focus on credit education, Orchard Bank credit cards are highly regarded by our card members. Below are just a few of the many benefits the Orchard Bank Gold MasterCard® provide:
 
  • Enjoy the prestige of a Gold MasterCard
  • Receive Gold card privileges and benefits
  • Great credit card to strengthen or rebuild your credit
  • Reports to all 3 credit bureaus monthly, which can help improve your credit score
  • Free Online 24-hour Account Access and Bill Pay
  • Periodic credit limit increases

 

Wired Plastic™ Prepaid Visa®

  • New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
  • No Bounced Check, NSF and Overdraft Charges EVER!
  • FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Credit Builder with Overdraft Protection
  • FREE Mobile & Email Alerts
  • FREE Direct Deposit - Eliminate Check Cashing Fees
  • Add Cash Instantly at 100,000 Retail Locations Nationwide

 

UltraVX

  

Now anyone can qualify for a credit card with UltraVX Visa®.  It's the only card featuring Credit-On-Demand™* which allows you to grow your credit line up to $25,000. Instant approval (no credit check, no minimum income, no bank account required), reports to the major credit bureaus.  Clear Rewards you earn 1 point for each $1 spent, redeem points for Southwest Airlines, American Airlines, jetblue, Marriot, and more with no restrictions. …give yourself some credit with UltraVX.

  • Credit-On Demand™: up to $25,000 credit line—Patent Pending
  • Instant Approval: no credit check, no minimum income or bank account required
  • Credit Reporting: reports to major credit bureaus
  • Clear Rewards™: American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions!
  • Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide

 

BuyRight Prepaid MasterCard

BuyRIGHT is RIGHT for you!  The BuyRIGHT Prepaid MasterCard® Card can be used wherever Debit MasterCard® is accepted, at millions of merchant locations and over 900,000 ATMs worldwide.

Some additional benefits of the BuyRIGHT Prepaid MasterCard® Card:

  • Click-N-Pay bill payment
  • Free direct deposit
  • Free activity alerts
  • On-line money management tools
  • BuyRIGHT Rewards program 

 

New Millennium Platinum Card
New Millennium Bank has guaranteed your credit approval for up to $10,000** (with both cards) in secured credit with no credit check!
  • GUARANTEED ISSUE
  • COMPLIMENTARY ONLINE SERVICES FOR ACCOUNT MANAGEMENT AND PAYMENTS
  • NO CREDIT CHECK
  • BE APPROVED REGARDLESS OF INCOME or CREDIT HISTORY
  • REPORTS TO THE THREE MAJOR CREDIT BUREAUS

    You have been approved for a secured Platinum Visa and a Platinum Mastercard with a total credit limit of $10,000** (with both cards) in secured credit! You get the benefits of Platinum status: emergency cash transfers, free $150,000 accident insurance, free auto rental insurance, free extended warranty protection.

    When we receive your processing fee you will be sent instructions by e-mail on how to redeem a "FREE COMPANION AIRFARE.*" You can travel to most major US cities when you purchase one adult round trip airfare.

    You will also be automatically enrolled in The World's Best Travel Club.com where you will receive discounts and low, low prices on all your travel needs!

    Your credit line will be equal to and secured by your New Millennium Bank Savings account (Minimum deposit $300, Maximum deposit $5,000 per card)**

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    All American Gold
    You can get a $6000 Gold Merchandise Credit Line regardless of your credit history.
    • Approval is *guaranteed when qualifications are met.
    • The Card is an Unsecured Line of Merchandise Credit
    • The Shopping Club offers over 14,000 products for consumers to purchase on their credit line.  Shipping and processing are due at the time of order placement.
    • Upon request, credit limits increases are available to those that qualify.
    • The credit line is reported to a major Credit Bureau.
    • No credit checks.
    • No employment verifications.
    • No interest charges.
    • You can be approved even if you have No Credit or Bad Credit.
    • No income requirements.

    *See website for terms and conditions

     

     

    USA Gold Credit Card

     

    Receive a $5000 Unsecured Merchandise Credit Line from USA Gold for all kinds of our merchandise.
    • Approval is *guaranteed when qualifications are met.
    • The Card is an Unsecured Line of Merchandise Credit.
    • The Shopping Club offers over 14,000 products for consumers to purchase on their credit line.  Shipping and processing are due at the time of order placement.
    • Upon request, credit limits increases are available to those that qualify.
    • The credit line is reported to a major Credit Bureau.
    • No credit checks.
    • No employment verifications.
    • No interest charges.
    • You can be approved even if you have No Credit or Bad Credit.
    • No income requirements.
       

    *See website for terms and conditions

     

     

     

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